Mortgage calculators

Calculate what you can borrow, and your monthly payments ...

Get your free no obligation quote today

for clients in ...

Default & the surrounding counties

for clients in Default & the surrounding counties

serving Default & surrounding counties

for clients in ...

London & the surrounding counties

for clients in London & the surrounding counties

London & surrounding counties

for clients in the

West Midlands & surrounding areas

for clients in West Midlands & surrounding areas

West Midlands & surrounding areas

for clients in ...

Sutton Coldfield & surrounding areas

for clients in Sutton Coldfield & surrounding areas

Sutton Coldfield & surrounding areas

Affordability calculator

Find out how much you can borrow based on your income or incomes ...

Most lenders use an income multiple to calculate the maximum amount you can borrow on a mortgage.

This can vary from lender to lender, with some being more generous than others. Typically most lenders will use a multiple of x4 your salary, but some others can be at x4.5 or x5, with very few going as high as x6

Calculations do not constitute a quotation

AdviceWise Ltd is fully FCA authorised to provide advice on regulated mortgage contracts.

Monthly payment calculator

Find out how much your monthly payments could be for your mortgage ...

Use this calculator to work out how much your payments would be each month ...

Based on the amount of your mortgage, the mortgage term, and your interest rate, this will show how much your monthly payments are likely to be. Lenders payment calculations will differ, but this calculator will give you a ballpark figure.

Calculations do not constitute a quotation

AdviceWise Ltd is fully FCA authorised to provide advice on regulated mortgage contracts.

Equity release calculator

See how much you could release from your home today ...

See how much you could release from your home today with a lifetime mortgage / equity release

If you are 55 or over & your UK home is worth £70,000 or more, you are eligible for a lifetime mortgage or equity release.

Calculations do not constitute a quotation

AdviceWise Ltd is fully FCA authorised to provide advice on regulated mortgage contracts.

You could release up to :   

We are fully authorised and regulated by the FCA to provide advice on regulated mortgage contracts

Important: These calculations rely on certain assumptions, such as the interest rate being charged monthly, and remaining the same over the term of the mortgage. Calculations can also vary between different lenders. Therefore the results shown should not be considered as a quotation, but only as a guide.

Please get in touch if you wish to receive a mortgage decision in principle

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We are fully authorised & regulated by the FCA to provide advice on regulated mortgage contracts

Important: These calculations rely on certain assumptions, such as the interest rate being charged monthly, and remaining the same over the term of the mortgage. Calculations can also vary between different lenders. Therefore the results shown should not be considered as a quotation, but only as a guide.

Please get in touch if you wish to receive a mortgage decision in principle

Moving home mortgages

Let us help make sure your house move is quick, easy, and as hassle free as possible

Remortgaging deals

Take advantage of the latest low rate deals, see how much you can save

Lifetime mortgages

Unlock money from your home tax-free as a lump sum or as a regular income

First-time mortgages

Get the best first-time buyer mortgage deal to purchase your first home

Self-build mortgages

Get your build project financed today with a self-build mortgage

Buy-to-let mortgages

Save £££s with Individual BTL mortgages and portfolio refinancing deals available

Getting the right advice ...

If you are considering a mortgage, it is wise to take financial advice from an independent & impartial financial adviser

Rest assured, we are authorised by the FCA, and also have the necessary qualifications to provide independent & impartial advice on all types of mortgage, acting in the best interests of our clients at all times!


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The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

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